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新的大学研究生课程

The 汽车贷款 or credit card you need as you start “adulting!”

申请汽车贷款 申请一张万博maxbet官网下载

或打电话 1-

新的大学研究生课程

Turn the tassel and get a headstart on your next stage.

祝贺你! 你大学毕业了,找到了工作! You must feel so proud — and perhaps a little unsure about upcoming expenses. That’s why 元素 has the 新的大学研究生课程 in place. 你可以申请汽车贷款或万博maxbet官网下载(或两者都申请)!) to help you get started in this next phase of your journey. We’re also just a phone call away any time you have questions, 因为你的财务状况是万博maxbet官网下载的主要关注点.

关键特性

  • 专为年轻人设计
  • 有竞争力的价格
  • Flexible—get both the 汽车贷款 and credit card or just 一个 of them
  • 不需要信用记录
  • 现金奖金200元,刷卡1

可能是一个好的选择,如果

  • You’ve become a college graduate within the last six months
  • You have limited or no credit history (but there must be no derogatory credit on file)
  • You are currently employed and can submit official documentation showing your start date

大学生汽车贷款

  • Get on the road with new wheels and great rates and terms to fit your budget
  • 有或没有共同签署人,最高可获得25,000美元
  • 有竞争力的价格
  • 选择延迟第一次付款高达90天

申请汽车贷款

 

汽车贷款 感兴趣 率  4月  每月 付款 贷款期限 (个月)
新 & 使用2020 + 1.99% 1.99% $655.00 48
使用2018 - 2019 3.34% 3.57% $671.62 48
使用2016 - 2017 3.49% 3.72% $673.61 48
使用2014 - 2015 3.99% 4.22% $680.34 48

利率 effective December 1, 2021, subject to change without notice. Each individual’s 年利率 (4月) is determined by the applicant’s credit history. Not all applicants will qualify for the displayed lowest rate. A $140 processing free applies to all booked 汽车贷款 applications. 年利率计算和例子每月付款在 汽车贷款利率表 为新 & 使用2020+模型年基于贷款金额为30美元,000, FICO®评分800或更高, 期限为48个月. 4月 calculation and example monthly payments for other displayed 模型 一年s based on loan amount of $30,000, FICO®得分730或更高, 期限为48个月. 率包括0.25% dedication for automated payment from an 元素 checking account. 可能适用附加条件. 须经信贷批准. 支付 shown do not include taxes or insurance premiums. 请致电2013年及之前的车型.

万博maxbet官网下载 refinances subject to $200 refinance fee.

元素铂签证®

  • 万博maxbet官网下载的最低费率和没有滞纳金2
  • Qualify for up to $1,500 available credit limit on with or without a cosigner
  • Credit limit could be higher based upon credit rating
  • 200美元的现金红利1

申请白金签证

 

铂签证 购买 & 资产转移
介绍性4月 6 个月  0%
6个月后可变4月介绍 期  8.99%
资产转移 费  0%

白金签证的介绍性利率为6个月. 4月代表 年利率. 万博maxbet官网下载 loans are not eligible for payoff with 介绍 balance transfer offers. 须经信贷批准. 适用其他限制、条款和条件. 后 介绍 period your Standard variable 4月 for 购买 and 资产转移 will be 8.99%白金签证. 利率12月1日生效, 2021, and will vary with the market based on the Prime 率 as published in The Wall Street Journal. 元素 reserves the right to amend or discontinue offers at any time. 条款 & 条件.

汽车贷款是如何运作的?

We will loan you the m一个y for a new or used vehicle, and you will pay it back with interest over a specified period of time. It doesn’t matter if you buy your vehicle from a dealer, an auto lot, or an individual.

很高兴 提前计划, 获得预先批准 申请汽车贷款. That way you can have a better idea of what price range you should be shopping for. Being preapproved also gives you good negotiating power with the seller.

元素 can finance up to 120% of your car’s value, including tax and license. It’s a good idea, though, to put down at least 20% of the purchase price. Of course, the more you pay up front, the lower your monthly payment will be.

万博maxbet官网下载知道买车可能会让人不知所措. 不要害怕! 万博maxbet官网下载有 partnerships that can 使 the process easier for you.

得到预先批准 了解更多万博maxbet官网下载汽车贷款

What are the advantages of the 元素 铂签证®?

白金签证的利率是万博maxbet官网下载最低的, and you get a $200 cash bonus just by using your card.1 这张万博maxbet官网下载也没有滞纳金, 无国际交易费用, 无余额转帐费, 而且没有年费.2 That means you can use the card anywhere Visa is accepted with peace of mind that you won’t incur any unexpected fees.

白金签证的特点是 0% 介绍 4月 for 6 months on purchases and balance transfers. 后 the 介绍 period, there is a variable annual percentage rate of 8.99%.

元素 铂签证 holders also enjoy the following features when using their card:

  • 芯片卡技术
  • 欺诈警报
  • 事务提醒
  • 汽车租赁碰撞损害豁免
  • 持卡人调查服务
  • 紧急卡替换
  • 紧急现金支出
  • 报失或被盗卡
  • 购买安全 
  • 零责任政策
  • 路边的调度
  • 旅行和紧急援助服务
  • 旅行意外保险(最高可达$100,000)

马上申请

如何申请?

3个简单的步骤

  1. 在线申请, 你可以在15分钟内在线申请! 在线提交申请 对于一个 汽车贷款 和/或 白金Visa万博maxbet官网下载 随时或打电话 1- 开始. Have ready your government-issued ID (driver’s license, state ID, or passport) and 住所证明.
  2. 接受万博maxbet官网下载的电话- We'll contact you within 一个 工作日 after you submit your application to go over what documentation we'll need and to answer your questions. 如果你在申请汽车贷款, 万博maxbet官网下载要问问你的车值多少钱, 使, 模型, 一年, 里程, 及VIN(如申请表上没有提供).
  3. 就是这样! - 万博maxbet官网下载会在做出决定后再万博manbetx下载3你 一个 工作日. 一旦你的申请被批准, we’ll contact you to sign documents and your loan or credit card will be ready to use!

马上申请

  1. 1 万博maxbet官网下载相关$200现金奖励价值优惠 — requiring at least 10 card purchase transactions totaling at least net $1,000 within 90 days of card approval — will be fulfilled as a 一个-time $200 statement credit. Statement credit will not reduce your monthly payment. 如果账户在六个月内关闭, we reserve the right to add the amount of the statement credit back to your account balance at that time. 担保万博maxbet官网下载除外. Existing or previous 元素 credit cardholders not eligible.  /  Offer subject to credit approval and may be taxable. 元素 reserves the right to amend or discontinue offers at any time. 附加条款和条件可能适用. Please allow 4-6 weeks after qualifications are met for receipt of a statement credit. Product offers cannot be combined with other promotional offers for the same product. 每户一份.
  2. 2 Platinum and 现金奖励的签证 万博maxbet官网下载 Transaction 费s — 万博maxbet官网下载 资产转移: 没有一个. 万博maxbet官网下载预支现金: 每笔预付金额不超过3%或最低不超过5美元.00. 万博maxbet官网下载对外交易: 每笔美国外汇交易的1%.S. 美元.